Sunday, January 4. 2009AFTER THE CRASH
Poor Fiona! Just after I’d returned to Beige University I got a text from Rudy that the tech fortune she’d accumulated had been wiped out.
These days it’s sadly a common story, and even though her investments were as conservative as they could possibly be they were still vulnerable. I like Fiona a lot, and this just sickens me. From what I’m told the Fennec family (Uncle Ralph, Martha, Fiona and Corrie) has one asset left: their vast mansion which is paid for, free and clear. Still, they have to pay for its upkeep, and then there’s property taxes. Uncle Ralph has his job at Hare Link, and Corrie does the Herd Thinners, Inc. website design and maintenance, so they still have two regular paychecks and (more importantly) health benefits. I don’t know if their current income will cover everything. I know what Uncle Ralph makes, and R.L. isn’t known for paying big salaries to non-hunting staff like Corrie. Looking ahead, I hope this doesn’t impact Fiona’s ability to go to college. (Corrie, already with a career, has no intention of pursuing higher education.) Rudy has told me that several colleges have expressed interest in giving Fiona an athletic scholarship, so I hope that’s the case. I’m looking at Hare Link’s finances. We’re good. For now. Trackbacks
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Even without seeing the specifics of Fiona's investments, I disagree that "her investments were as conservative as they could possibly be." If there's any similarity between your world and ours, I know that money market funds haven't lost money, banks aren't failing, and even stocks that have taken a beating are worth a quarter of their value.
The Dow Jones Industrial Average has really taken a beating, especially since the election, but it's still got more than half its peak value. (Question: is HerdThinners a member of the DJIA? I'm guessing Microtalon is.) The only possible explanation is something like what happened in this world: a man named Madoff ran a huge pyramid scheme that recently collapsed, but I doubt Fiona would get involved in something suspicious like that. (Another question: do Nigerians try to give you money there, too?) No, I don't know the details of Fiona's investments; I just know her and how cautious she is.
As for Hare Link, it's privately owned. As for your last question, yeah. We have spam. It's the bane of my professional life. If Fiona's stocks are "gone" rather than "worth a lot less", and were in "safe" tech companies, does that mean that some of the major tech corporations is your world have gone bust, and will that impact HareLink?
I second Greg's comments on one point: Fiona might have lost 'paper value' on her stocks, but she shouldn't be bankrupt. ('Paper Value' is, in my definition, what the Stock Market says it's worth. 'Real Value' is what someone will pay you for it.)
MicroTalon's equivalent on this side of the portal is on NASDAQ, not the Dow Jones. I've always suspected that that choice was made because the NASDAQ is not as stringent on its accounting oversight as the Dow. Of course, they weren't strict enough, either... I'm unclear on the details of the Fennec family finances beyond what I've said so far. (I could investigate further, but I'm not that kind of hacker!)
We're having a serious economic downturn here, and many companies have gone out of business. The banking industry was given a $700 billion bailout, and the auto industry is in bad shape. We're hoping the new President will help turn things around when he takes office January 20. Lindesfarne, the best the new president on either side of the portal is to start to try to turn things around. They've been going bad for a long time: this isn't a problem that any mortal being can fix quickly.
Funny timing. I dug out an old program, built by my own hooves many years ago from net storage the other day and I asked it, the O.R.A.C.L.E., about if our new president was going to win this fight he set himself up for.
OK. This is the same program that announced that George W. Bush was unstopable in making the presidency, (no matter what obsticle was thrown into his path) that Mike Tyson loved to bite ears while fighting and that playing the lottery is only for the hopeless and super lucky. The same program that says females are better then males, but that anything computerized is better at everything then living beings, ever. The same program that said Captain Kirk and Captain Janeway would make out like Klingons in bed. The same program that, when asked which was stronger; War or Peace, used a fraction of a second to say "Don't waste my time. War!", dragged my computer to a near stand still and wrote a file over three hundred k in replying how Obama would come out in making true his promises. Just that it would take time. Lots of time. Unbelievable amounts of time. And, that he would be twice as strong mentally, upon leaving the White House then when he entered it. That is a very bold statement for the program to make. What scares me is that I know how it was built. It should be as smart of a Magic Eight Ball. It should not know anything. It can't possibly be predicting the future and knowing the past, or anything. It can't know anything. It's a math engine for a combat game I gave up on. It's frigging Dungeons and Dragons saying that Obama can change the world. It...can't...know...this! I seen what it says. Now, I expect to see our world doing the best it's ever done in four years...or so. Maybe you should ask Fiona exactly how she diversified her investments. A sudden wipeout seems VERY unusual...and suspicious. Stolen identity, perhaps? Fraud?
Hello again Lindesfarne.
Once again, you have forgotten your weekly question. But anyways, I would like to ask if there is a dominant species inside the New York Stock Exchange. The brokers in the NYSE are the people who say what the stocks are worth, although this is only the "Paper value" as CharlieG says. If they are twitchy enough to make stock values plummet, they could just as easily make them skyrocket. My advice to the Fennecs: Hold on to your stocks. They're not worth much now, so selling them dosen't make sense anyways, but in a few years they could be worth more than before. > I would like to ask if there is a dominant species inside the New York Stock Exchange.
Bears and bulls of course! Why, what are they there? (Oh wait, I forgot, everything's "human". That takes some getting used to ... ) Pigs, too. At least, that's a stock market term over here for those who almost never sell.
Ken,
I left you an answer to your question on public domain Classical Music scores from the "Feline Navidad" thread, but the anti-spam 'bot apparently ate it. If you want to know where to look, google "Public Domain Music scores" or "IMSLP", "WIMA" and "ChoralWiki". Sorry about Fiona. Maybe she can get some cash out of the mansion, though it won't be worth nearly as much as during the housing boom.
Some people I know, their retirement stock accounts have taken huge hits. Although they'll eventually recover, it may take a while. I have heard about people getting wiped out, though, whom had accounts with just stock from a bank that went under. I have not heard about a previously safe tech company that went bust. And yes, there's a serious downturn here too. Some feel this will be a "lost decade" much like what Japan went through in the 1990s. Opinion on what the new President (and Congress) can do varries from blind faith to cautious optomism to skepticism. The economy is in a mess here. But there are other clouds on the horizon. India had a major terrorist attack weeks ago and blames Pakistan, and tensions have risen between the two nuclear powers. Israel has invaded Gaza and the Middle East looks like a tinderbox. Russia reasserted itself last year and invaded a region in the Caucasus. China looks at Taiwan as a breakaway province that America looks upon as an independant nation, North Korea (the Korean war is only in a "ceasefire", not technically over yet) recently tested a nuke, Iran wants nukes, a strain of flu which might rival the Black Death or smallpox in the Western hemisphere and make the Spanish flu look like the common cold is trying to break out, global warming projections are rising as fast as a Saturn V...sometimes I get the feeling I'm living in the prologue to a Doomsday sci-fi thriller.
Sorry about forgetting my weekly question; I was too shaken about the Fennecs.
I get the feeling from the comments so far that things are about the same on the human side of the portal. So my question is, if this economic downturn isn't just global but in fact spreads across the dimensional plane, how are you holding out? Finally, most stock traders here are either bovine or ursine. Personnally, I'm doing OK. My house is paid for, I only have one bill outside of utilities, I don't drive so no car expenses and since the education market goes up when the job market goes down, my job is (knock wood) fairly secure. I do have an investment in auto industry, but this is a long-term setup, so I'm not looking to make a fast buck there (no offense, Jup). Now if only I could win the PCH grand prize.
Been my experience that it's the fast buck that winds up in the fast food joint. They're not usually thinking about what they do; merely reacting. The fast buck is bad. Go with the smart buck, every time. So, no offense, taken.
Considering that 6 months ago I expected to be out of work by now, I am doing great. For a group home which accepts residents without regard to ability to pay to see a light at the end of the tunnel in this economy is remarkable (of course, that light could turn out to be an oncoming train).
What does Obama plan to do about the economy on your side of the Portal? I'm with Tsukos here; while they may have very little money left in the stock market, they should still have some. The stock market is on a strange mathematical slope; the number should always approach zero but should never actually reach it, so the only way they'd be broke right now would be to pull their money out. They should instead keep it in and live for the next couple years on what Corrie and Ralph are making-if they have to, pawn jewelry, furniture and electronics to pay taxes. Then, after a couple years, we may see stocks rise again. If Harelink must close or Corrie gets laid off, you can get tax relief from the government temporarily. Fiona, in addition to athletic scholarships, should be eligible for academic scholarships and Rudy should be eligible for athletic, so no matter what, they should both be able to go to college. Though I do not wish for this possibility, the surest way to bring the economy back up is a non-nuclear war with multiple non-US countries. However, the second surest is to get someone in charge of the financial sector who will not cause panic every other day. So, just hope for that in the mean time.
My mom's mutual fund was hemorrhaging money, so she withdrew it all and put it back into the CD market at least until the Economy looks like it's going to recover. It probably won't make as much as before the slide started, but it shouldn't lose it's value either.
In the short run - tough break, Fiona.
In the long run - good for you and you kids! I've been in the accounting business 18 years, and I've seen what big-money inheritances do to families. I've seen siblings turn on each other, I've seen frauds and crimes, I've seen elderly parents all but abandoned as the children dig up lawyers to start fighting over the loot. And the behavior of "trust-fund babies" is probably why Communism came into existence. While it may seem like a good idea to leave a whopping huge inheritance to the kids, in most cases any bequest with the word "million" in it is more likely to induce moral leprosy. So while Fiona may not do too well in the short term, in the long run the chances of her children turning into amoral ghouls have dropped considerably. Oh, trust fund babies on this side of the portal are just crazy. We have entire reality series devoted to aspects of their life. I much more appreciate rich people who earned their wealth.
I'm about to launch a product in the next month or so, assuming some major problems can be worked out. It seems that there may be a number of small businesses like mine almost geared for this crises that may rise up out of it, in the entertainment industry especially.
Interesting. I started my home business (a web design company) in early 2000, right after the "dot-com bust" hoping to capitalize on the sudden opening of the playing field. I just shut it down last month, just when the economy nosedive started taking off. (One of the main reasons was, never made money at it. But more primary to that was that I was much better at making web pages than I was at actually running a company and, the most primary, was to spend more time with the family.) Don't know how that factors into things, or what that hass to say about this thread, but wanted to throw it out there ...
I've been monitoring the Hare Link activity back in Domain, and there's a noticable increase in traffic. (No, I DO NOT look at the contents.) Everyone is probably discussing how the Fennec's situation will affect them.
Interesting.
Very interesting. I let my little program run a simulation on how the Fennec's will fair against their sudden money problems. While it didn't have a whole lot to say, what it produced is both facinating...and puzzling. Let me digress the results... The initial shock of losing their stocks comes as a major blow to their well being, in the form of funds. However, they will not fall from it. In fact, the program says that they will make a comback. It says something about this happening via...sandwiches? Does this have something to do with food? Or, they open a restraurant? Invest in food, some how? Let's see what else the program has to say... The next few lines hint at how the economy will see bad times. Yet, the Fennec family will weave and dodge all downfalls, fighting to regain a stronger financial footing. They even make up some ground that was lost. It goes on to say that another investment will be made. Early signs give a dangerous seeming drop. But, it will be a false threat. Things look shaky for awhile. But, in the end, they will see their lives improve. The program mentions a +0.75. Does this mean their risky investment will vastly improve in value at the end? I don't understand the stock market very well. Is point 75 in the positive a very good thing? Another very odd thing. The program shouldn't have concluded on a positive figure. It's programmed to end on a nevative note. Very odd, indeed. Have you put said program through the Turing test yet? (I'm assuming that you have that over there.)
Remember, it gets bonus points if it can convince the test-giver that they're the computer. Well, this thing would not stand a chance of convincing anyone of conversational intelligence. It knows several commands. It inputs names and basic math. It crunches away on numerical results and spits out random information. How it produces anything that could relate to intelligent prediction is well beyond me. In fact, I suspect that it's idiot savant nature is tapping into something almost supernatural, like a Ouija board. It's results go far beyond the sum of it's parts.
I had long planned on making a second portion to the program that interpretes the repetative information and upgraded it into a kind of sports cast announcer. As is, it requires a thinking mind to interprete some of the results. Much like reading tea leaves or Tarot cards requires an interpreter. Here's the raw printout of what the program does. Prepare to be dulled to death. "jup yells out 'Street Mortality!!!' and the fight begins. Fennec_Family suits up with the knee guards and the short mace. Fortune suits up with the knee guards and the iron knuckles." That part rarely has anything to do with the prediction of anything. "Round 1 begins. Fortune jabs Fennec_Family with a kick, causing 26 points of damage. Fennec_Family cracks Fortune with a knuckle sandwich, causing 36.5 points of damage. -=4 Fennec_Family 74 ---12 Fortune 63.5 1 29 clock ticks left. =-" This is where the Fennec family's financial situation gives them a harsh blow. They faulter from the loss of funds. But, don't go down for the count. The counter-move is where the Fennec's crack down and come fighting back to deliver a strong offense. And, hince my curiousity about how the (knuckle) sandwich comes into play for this approach. "Fennec_Family dodges Fortune's attack with some quick footwork. Fortune dodges Fennec_Family's attack with a quick movement." Time passes without much happening. "Fennec_Family dodges Fortune's attack with some quick footwork. Fennec_Family pounds Fortune in the left arm, causing 20.75 points of damage." I took this to mean that the Fennec's will make a brave investment into something, seeing as how their situation is financial based. It gives some promise, but not what they are looking for. Ignore the left arm bit. I doubt that has anything to do with what might happen. "Fennec_Family dodges Fortune's attack with some quick footwork. Fortune dodges Fennec_Family's attack with a quick movement." The Fates wait above to see how the world will turn. "Fennec_Family hammers Fortune with a power blow, causing 23 points of damage. Fortune hammers Fennec_Family in the stomach, causing 2.75 points of damage." Another brave investment that shows a risk of loss...if only in the beginning... "Fennec_Family dodges Fortune's attack with some quick footwork. Fortune dodges Fennec_Family's attack with a quick movement." A clock flies towards you and blurs away as it's hands spin out of control. Until... "Fennec_Family shakes Fortune with a body blow, causing 19 points of damage. Fennec_Family wins the round. Finale levels:4 Fennec_Family 3 71.25 ---12 Fortune **0.75 with only 6 clicks left in Round 1" The big investment pays off and give the Fennec's that life fixing future they were looking for. And, like I said, it's a mystery about the +0.75 that Fortune is left with. The engine is suppose to conclude with a negative number. "Type "**Fight!" to play again." Just left that in to mention how limited a vocabulary the program truly has. It's not going to be fooling anyone into thinking it's being written by a thinking being. Here's the fight of "War & Peace". "Round 1 begins. War beats the living daylights out of Peace with a side swipe, causing 178 points of damage. War wins the round. Finale levels:4 War 3 100 ---12 Peace **-78 with only 26 clicks left in Round 1 War performs a Street Mortality and tears Peace apart in a bout of rage." I spruced it up. But, the results are painfully obvious in this one. The Obama sim? That one should be used as a torture method. In My opinion there is only one reason for the economic Problems... It's that there is an overabundance of technology and little gadgets with useless features. So to counter act this, we must create more useless features in fewer usable gadgets! That all Play MP3's... or mp4s as is the case because MP3's Are a dead technology. Just Like beta max and Blu-ray...
And I know what most of you are saying... "How can blue ray be obsolete already"... Well the fact is that once something is released it's already obsolete because the government or some organization that shall remain nameless (GBC) has Technology that is 25 or more years a head of us... if not more. The only way to stay ahead of the curve is to invest in products that don't exist, and hopefully never will. Like the iPlunger, the gas powered Internet-enabled blow dryer, nuclear powered and SMS messaging bowling ball, Teleporters that work, wristwatch that's got a pedometer and a built-in time machine that plays MP48's and of course for this years Blu-Ray... Well there's Red-ray... hehehe. And of course lets not forget HD-DVD. Bad marketing. Not enough repeated letters in the name to be catchy. So it's being replaced with HHDDVVDBVDs. But beyond the previous argument there is also of course 2012, which as we know is when the Undead will rise on the Earth and devourer the flesh of the living... In this case an increase in carnivore activity. It is always best to have a zombie plan for the inevitable outcome. For instance I have 6 weeks of food and water in my attic, after that's used up I ste- (Barrow) a near by off road vehicle and flee north to where the undead are frozen year round. That's why I'm still in the money.. of course when still work at the Clearing with a 50 year old Goat and an obvious Bisexual fitch, you tend to take a bad situation and make something good out of it. Wow, this is going awful everywhere, isn't it?I myself have been having problems with money,including the science center I volunteer at may lose funding and be forced to shut down.That would be awful.In my town, it's very sad how far the Real world is compared to...Our "real" world, with fancy communications and world-destroyers and whatnot.I wish someone could help all the places that will shut down because they can't keep the doors open.
...I'm a bit of a nature-freak. I myself , though, am reasonably secure,my savings are safe,my bonds are ok...and thankfully I haven't been kicked out by my neat-freak landlord because I complain about the other people.(More about my situation later.) Also,complety unrelated;do you have "Chia Pets"? My job is fine for the moment, and so is my Mother's online business. Our own stocks took a hit, though, at least for now. They'll recover sooner or later.
Over here, we're actually in the middle of an economic boom, not that the majority of people are actually getting any benefit. The World-Wide economic downturn is masking it somewhat, but the reserve bank also kept hiking up the interest rate so that there would be "no inflation." This of course ignores the fact that a little inflation can actually be a good thing for an economy.
Basically, the little guy is just barely feeling the downturn, but the big guy is raking it in. Wait a tick... Political backlash... economic down turn.... the last time that happened in the comic was when Danielle found here way into the Furry world... Could another human have stumbled into their world via the main (Or another) Portal?
As far as I have been able to gather through the underground networks, all known Portals are well guarded by our Aero "friends". One previously unknown Portal, found in the Antartic, turned out to go somewhere unknown; a seemingly dead world. There may very likely be other unknown Portals, as well.
There was a rumor going 'round about a bird whom shown up at a bar one night. Supposedly, this bird was highly intoxicated and was rambling on about the incarceration of a furless, ape-like being that wore clothes and had documents of an alien-type nature. It was rather different from the usual stories about rural dwellers boarding craft, not of a military design, and meeting little furless beings with big eyes...bla, bla, bla. Remember that we do have Human conventions and the idea is getting out there. Still, I'm banking more on the rumor that there is a whole Human encampment, somewhere out in The Wild. Though, if that truly did exist, surely there would be some sort of satellite picture detecting it that had been leaked out by now. Hey jup, that humans in the wild encampment idea sound a bit like a few sections from our Uglies trilogy by Scott Westerfeld. In the book, the main character Tally,(she is a human,but...their sort of different now) runs away when she is a bit of a bubblehead, and meets a group of people living like pre-Rusties(their term for us),*all* controlled by a secret government *Thing*.
Perhaps a wild theory, but still... There is something else I'm questioning...
Face: The GBC Time machine can open portals to other times as well as age/de-age a living thing.. Hypothesis... Could The time machine have properties that effect the local Space time... and could the birds have used this effect instead of actually going back in time and changing history. My Theory: When the GBC first activated the time machine in the Ruined World they for told that they went back in time and prevent humans from existing. But The Idea is that in truth they only reversed time in a major area (Ex: Earth, the Solar System) Now with this "Time Bubble" They turn the clock back much like it was done for Dolly. In this case instead of Traveling through time they simply reversed it. Now Reversing time is much different from traveling back... for instance the Revering of time only effects the general area... now anything "Outside" That area could positively remain Unaffected... (EX: The humans who were traveling to another world)... New Hypothesis... Is it possible that in the "Furry" Universe...humans Do in fact still exist... but on a distant world... unknowing that Earth is still going on with a new form of life the was much like themselves some 10 Million years earlier... New Problem... If they still do exist... What if they came looking for Earth? Any ideas? To make this essayer I have created a picture explaining my idea better. I apologize for any spelling errors it was made rather quickly. http://i381.photobucket.com/albums/oo256/Dragon_Lizard_Comics/Myidea.png It has long since been my theory that the Universe is a far more complex structure then any living thing inside of it can possibly imagine, though we try to do so in belief that we are worthy of the mind power it takes to grasp it all.
The simpler idea is that we are living in the same Universe on remote planets that are managing to do many things, equally. Erm...yea...and I can throw a hundred perfectly fine dice a hundred times and come up with the very same total, each and every time. A more scientific (fictionous) concept is that there was indeed an alteration in the time line at some remote point, splitting the flow of events that made Humans dominate and everything else...not as...in one spliced reality and another where Humanity just vanished and most everything else stepped up in the interest of gaining a society. Yet, a third reality where everything did step up and did not remove the Human element. Still, a fourth reality where technology became sentient. (Perhaps, nothing organic survives, there.) Then, the fifth reality where all just died off...perhaps. A sixth (and probably far more) reality that hasn't talked to us or can't/won't. In essence, this could mean the portals occupy the same space in multiple realities and gap only realities. Though, if we were mirrors of each other's lives, then why the unusual time fluxuation, as if one reality is working in fast forward over another's pace? Yet, it is also possible that we're in the same Universe at vastly different times. Just so set apart that we should not be able to affect one another's events. Yet, events are matching up in multiple realities. What if we're all just dreams of something else, sharing notions of being sentient? And, the dreamer is producing similarities and irregularities through multiple dreams and we're just conscious enough to be aware of other dreams? There's so many other places to go with what could be, as well. Why do the portals exist, in the first place? Are they vital to keeping worlds alive? Why can beings coming through cause such an influence upon the other world? Perhaps, they are an after product from the actual splitting of time at a past point. As for your idea of time fluxuation being supported as a change upon the moment...I'm trying to grasp it's whole meaning. (Sorry about not seeing the picture. I'm told that this whole communcation deal between realities is happening on a kind of burst transmission, occurring in rather small increments between two base points, thus storing and distributing the blog information inside each Universe and that is what is making this whole thing work. The burst is incredibly tiny that it makes a first day typist look relatively quick.) While it does sound as feasible as many other explanations, I fear that I may not be completely able to understand it, at this point. On a side note, I just tried a tip that I got through the Underground the other night. It does seem as if Lindesfarne's private journals were far more public then even she had thought of them being. "They" have been logging her journals since February of 2006! "...I'm getting E-mails from back home saying that things are heating up between the two mothers-in-law. Coney is the issue, of course, and the good thing is that she herself seems happily oblivious to the conflict. (As long as Coney has a full belly, she's happy!) It's interesting that Gran, with so many grandchildren, is taking such an interest in this one...more than she ever did with me, adopted or not! I mean, she went so far as to return from the Wild; that's a huge lifestyle change..." Spooky. |
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